To start with, I don't like banks. I don't like bankers or the people who work in banks. And I seriously despise the bank that I'm with here in Dubai. I apologise to family and friends who are bankers for not being able to say that in your face because I just don't have the cajones to do it.
What I don't like most about banks is how they disguise themselves to be doing us, mere mortals, a favour by lending us the money with a 'small fee' to pay them back over time. They tell us it's in our benefit to borrow money from them. They tell us they're doing it as a public service. They tell us if not for them, nobody can own anything. What they don't tell us is that they wouldn't do it if there's nothing in it for them.
I loathe bankers because they tell us it's o.k. for us to borrow from them and we believe them! The mob mentality has since prevailed. We take it for granted that it is already the norm and it's part of our life. It's hard to change a single person let alone generations who have believed that there's absolutely nothing wrong in this practice. The desire for worldly possessions is too strong.
Interestingly enough, it's all mentioned in the Quran and Hadith about the pitfalls of usury. I dug deeper and realised that money lending was never meant to be a money making venture. What has evolved is the actual monetary value of money itself. It has no actual value. It used to have an equal value in gold or silver but now oddly enough the value of gold and silver is the one that fluctuates. What is even more odd is that gold and silver fluctuates against currencies that fluctuate as well! How's that for usury?
What I despise most is that I am so weak that even when I realise that what I'm doing is wrong I still do it.
I still have a desire to hoard cash for various reasons-retirement, my children's education...... and that Volkswagen Golf R32. When is it going to end then? I hope, for my sake, well before I die as I feel regret that I carry this sin everyday and sure hate burning in hell.
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